Critical illnesses are more common than people tend to believe and can affect anyone at any time. A number of critical illnesses are being diagnosed at a younger age. In fact in 2009 the average age of critical illness claimants was just 44 years old.
Approximately 89,000 people under the age of 65 will have a heart attack in the UK this year. Up to half of these people won't return to work.
The most common cause of cancer for men aged between 20-39 is testicular.
Around 125 women are diagnosed with breast cancer every day in the UK.